Are we a good fit

Everyone’s circumstance is different as is yours and therefore we offer multiple options of pendants that align with your situational needs;

1) In-Home Pendants

2) Fall Alert Pendants &

3) GPS Pendants

However, they all work around the same premise; firstly, your pendants is monitored by a trained medical alert live operator. This is incredibly important step and should never be missed. Each pendant has an emergency button on the device that when pressed (or activated by a fall) will connect you to the live trained 911 operator. Depending on the severity of the emergency the operator will either contact a family member, back up contact, or will dispatch the EMT’s.

We offer 3 different types of Personal Emergency Response Systems

1. An In-Home PERS unit: These units are used as a proactive approach to managing falls. If you have not had a fall or if falls are few and far between, this is the pendant for you.  They work from inside your home, can be worn as a wrist band or as a necklace. They can be worn to bed or can be worn in the shower/bath tub as they are water proof. 

2. The next level of protection is the In-Home Fall Detection PERS unitsThese pendants are designed for individuals who have experience a few falls and who also want to proactively manage when the next fall as it happens. These pendants catch falls through a technology imbedded in the pendant, therefore the emergency button does not need to be pressed, although they still have this option. As in the In-Home pendant, these pendants can be worn to bed, and in the shower.

3. GPS Fall PERS unitsOne of the most common question we get is, “do these pendants work outside?”, and these do. The GPS pendants are designed for the more active individual who wants to maintain their active lifestyle, but can also be used when a loved one has a history of Alzheimer’s and wondering off on their own. A microphone and GPS technology is built into the pendant so when in an emergency you can speak directly to a live operator who will assess the fall and access the GPS to locate exactly where they are.

The price of Personal Emergency Response Systems (PERS) vary depending on the quality, functionality, servicing, and monitoring each system has. Be wary not to make a decision on price alone. Quality of the pendant, monitoring, and servicing is what you are paying for and if the price seems too low or too high, you should be concerned. A good pendant should cost somewhere between $39-$55 per month.

Yes, this is the best option. We can provide automatic billing. You may also pay your bill through EFT or by mail.

Need not to worry, we at ILS Medical can still help. We at Independent Life believe these pendants are a need and not a want and that everyone who needs a system should be able to get one. We do have special offers to those who cannot afford these prices. Please let us know if you cannot afford a PERS unit in your initial call and we will work around what will work for you. 

Further more, if at anytime you feel you cannot go on using these systems because of a finance change in your life, call us up and we can arrange a price that will work for you. 

Where to begin? If you are the executor or primary care giver, the first place you would want to start it to look at their current state of finances. Whether your parents have planned well or not for retirement is not the question, we are extremely fortunate in Canada that we have programs that make sure all our seniors are taken care of. Drawing out a plan that takes for of their needs from year to year will be a weight off theirs and I am sure your shoulders (Retirement Planning Information, Retirement Income Calculator). Once you know where they stand it is important to get them access to the benefits they should get. If you are entitled to your Canadian Pension Plan, you can apply for it here (CPP Retirement Pension), if you are a widower (Survivors Pension), if you have worked abroad (Pension and Benefits for Those Who Worked Abroad), and if you are a pensioner with a disability (CPP Pension Plan Disability Benefits).

In Canada, the government gives each person over the age of 65, the amount depending on income, Old Age Security (Old Age Security Program, Old Age Security Tool Kit) which should take care of their immediate financial income needs. However, if this amount is too low for various reasons, the there is a “top up” which may be applicable for you (Guaranteed Income Supplement, or Guaranteed Annual Income System Payments for Seniors,). If you are between the ages of 59 and 65, and need financial help, you can access a government funded allowance that can help you access your  (Allowance for People Aged 60-64, ). The truth is and the number growing of those who still work in the 60’s and 70’s. if this is you or one of your parents you or they be eligible for a post benefits plan which will increase your retirement income (Post-Retirement Benefits).

Taking care of their income and making sure they are financially stable is a big step to the wellbeing of your parents. After completing this step, you will have the knowledge they are financially stable and are able to weather the storm of retirement, you will sleep better and so will they. However, it does not stop here. There are other great programs that are there to support and make retirement a golden period.

Energy bills can be awfully expensive and can cause many seniors to keep their heat exceptionally low and refrain to use appliances to cut down on costs. This should not be the case, these programs can make their energy bills more manageable (Affordability Fund, Ontario Electricity Support Program, Low Income Energy Assistance Program, Pay for Delivery of Wood, Oil, or Propane Program, Home Assistance Program).

 

It is also important to look at other ways your parents will be able to save during this time. You can manage expenses with a property tax deferral program (Provincial Land Tax Deferral Program for Low Income Seniors), save on taxable gas expenditures (Federal Excise Gasoline Refund Program), help care for pet costs (Pet care costs), and a multitude of other programs here (A Guide to Programs and Services for Seniors. You can also see how your taxes will be different when you reach the age of 65 (Tax credits and benefits).

 

If either of your parents are veterans, they can also qualify for these additional benefits:

 

 

 

Other great links to programs and benefits that help seniors

 

Housing

Programs that provide affordable housing,

Ontario Homeowners Property Tax Grant,

March of Dimes,

Home and Vehicle modification Program,

 

Health care

Dental Care for low-income seniors

Geriatrics Care

Colon Cancer Screening Program,

Hearing Care for adults over 55

Ask a Pharmacist questions

 

Drug Plans Link

Ontario Drug Benefit, and check to see if your prescription is covered,

Assistive Devices Program,

 

Home Care

Health Care at Home Local Health Integration Network (LHIN) for PWC Worker Support

Personal Emergency Response Systems Ottawa